Don’t participate.
It’s a hype tactic used by stores to get you in and make you spend more than you normally would. You’ll buy things you’d never purchase on a regular day simply because “you couldn’t pass up such a great deal!”
There’s a reason that 50” flat screen is only $250—it’s a piece of crap.
So there you go. Short and sweet. Enjoy those extra precious hours of sleep!
YEP!
my spending strategy, as related by the Grumpy Cat :)
(Source: erinkayyy, via tastefullyoffensive)
Income For Young, Middle-Aged And Elderly Americans, In Two Graphs
Fight Club?
I was just reading some tips on how to save money, and came across an article on how to avoid impulse spending. This was my favourite tip from the article:
Keep a 30-day list. If you have an urge to buy something, make it a rule that you have to first write…
Good idea
(Source: zenhabits.net)
I just gave this story a lookover… not sure I’m sold on the list:
well, at least they didn’t recommend babysitting, house cleaning, or taking in someone’s ironing.
I could really use a little extra cashola, if you know what I mean… I have a teenager who needs braces, and the house could use a little updating (Pier 1 level updating, not remodel the kitchen updating). So I was thinking about perhaps babysitting as a way to earn a little extra money. I do have children, I know how to entertain and feed the wee little ones.
Pros: tax free! I could stay in my own home (drop-offs encouraged)! I could get to know the neighbors better :)
Cons: couldn’t babysit for children that are allergic to animals, loss of privacy, other people’s kids can be annoying and/or destructive. I could find out the neighbors are assholes :(
hmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm
What do you think?
I did the math…
Just plug in your take home pay, then monthly expenses to quickly and easily see how much you have left over each month. Definitely an eye opener! Looks like I have more wiggle room than I thought :)
It’s a Thursday night and I’m digging around the internet, looking for helpful tips on budgeting when I find the most ridiculous article on MSN Money How to live well on $40,000 or less which is the biggest crock of shit I have seen! Written just a year ago (March 2011), it’s full of unbelievable figures.
Let me elaborate: “Amy and Jack have similar expenses:
back up... yes, heating and cooking are wood-fired. Do you see a charge for electricity? Do Amy and Jack live in a tent? They feed a family of 4 on roughly $100 per week? Do they not own cars because I don’t see any numbers for auto insurance, gasoline, or car payments. I call bullshit.
One of the strategies cited is to “Start with cheaper housing” … wow, that is SO helpful! My mortgage payment is $1400 per month and we are upside down thanks to the recession, and my area in particular suffered a huge hit in home values. Selling the house? Not in the cards since I owe more than it’s worth.
Get real, I’m going to find some real-world based advice that doesn’t come from some hippy who lives in a commune.
